Ítem
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How can microcredits be used as a reintegration measure for former FARC members in Colombia to promote positive peace?
| dc.contributor.advisor | Baquero-Melo, Jairo | |
| dc.contributor.advisor | Brummer, Klaus | |
| dc.creator | Böhmer, Isabel | |
| dc.creator.degree | Magíster en Conflicto, Memoria y Paz | |
| dc.creator.degree | Magíster en Conflicto, Memoria y Paz | |
| dc.creator.degreeLevel | Maestría | |
| dc.date.accessioned | 2026-01-30T18:29:14Z | |
| dc.date.available | 2026-01-30T18:29:14Z | |
| dc.date.created | 2025-01-29 | |
| dc.description | Esta tesis de maestría contribuye a responder la pregunta de cómo los microcréditos pueden contribuir a la integración de los antiguos miembros de las FARC como medio para lograr una paz positiva en Colombia y qué se necesita para la implementación exitosa de este instrumento. El marco teórico es el concepto de Galtung, según el cual la dejación de las armas sólo pone fin a la violencia directa y, por tanto, sólo crea una paz negativa. En cambio, la paz positiva, en el sentido de pacificación sostenible, sólo puede lograrse si se reduce la violencia estructural en una sociedad. Galtung entiende por tal todas las restricciones sociales, económicas y culturales que impiden a los miembros de la sociedad desarrollar su potencial personal. Esto incluye, sobre todo, la gran desigualdad de ingresos, que en Colombia se considera una de las causas centrales de la aparición de las FARC y de las décadas de guerra civil asociadas a ella. En este contexto, como muestra la tesis de más-ter, el acuerdo de paz de 2016 hace especial hincapié en la integración económica de los antiguos miembros de las FARC. La concesión de microcréditos pretende contribuir a este objetivo, ya que es respetada y apreciada en todo el mundo como un instrumento eficaz e importante para apoyar a los sectores indigentes de la población. El análisis muestra que el sistema financiero colombiano, incluida la concesión de microcréditos, está bien diseñado para cumplir esta tarea, especialmente porque el Estado cuenta con numerosas instituciones propias especializadas en este ámbito. Sin embargo, un examen más profundo revela que el sistema presenta importantes deficiencias en lo que respecta a los microcréditos para los antiguos miembros de las FARC. Éstas van desde la estructura de los tipos de interés y las condiciones de los créditos por el lado de la oferta hasta la escasa solvencia y la falta de conocimientos financieros por el lado de la demanda. Para abordar estas deficiencias, se han elaborado 13 recomendaciones, que incluyen primas, subvenciones específicas, garantías, la provi-sión de conocimientos financieros, cambios en la estructura de los tipos de interés y una lista de 132 munici-pios clasificados según sus necesidades de financiación. Estas recomendaciones se basan en entrevistas en profundidad con tres antiguos miembros de las FARC que han obtenido microcréditos con éxito. El estudio identifica al Estado colombiano como el actor clave en el proceso de alcanzar una mayor paz positiva en Colombia. | |
| dc.description.abstract | This master's thesis contributes to answering the question of how microcredits can contribute to the integration of former FARC members as a means of achieving a positive peace in Colombia and what is needed for the successful implementation of this instrument. The theoretical framework is Galtung's concept, according to which the laying down of arms only ends direct violence and thus only creates negative peace. Positive peace in the sense of sustainable pacification, on the other hand, can only be achieved if structural violence in a soci-ety is reduced. Galtung understands this to mean all social, economic, and cultural restrictions that prevent members of society from realising their personal potential. This includes, above all, gross income inequality, which is seen in Colombia as one of the central causes of the emergence of the FARC members and the dec-ades of civil war associated with it. Against this background, as the master's thesis shows, the 2016 peace agreement places a strong emphasis on the economic integration of former FARC members. The granting of microcredits is intended to contribute to this objective as it is respected and appreciated worldwide as an effective and important instrument to support destitute sections of the population. The analysis shows that the Colombian financial system, including the granting of microcredits, is well designed to accomplish this task, especially since the state has numerous institutions of its own that specialise in this area. However, a more in-depth examination reveals that the system has significant shortcomings regarding microcredits for former FARC members. These range from the interest rate structure and credit conditions on the supply side to limited creditworthiness and a lack of financial know-how on the demand side. To address these shortcomings, 13 recommendations have been developed, including premiums, targeted subsidies, guarantees, the provision of financial know-how, changes in the interest rate structure, and a list of 132 municipalities categorised accord-ing to funding needs. These recommendations are underpinned by in-depth interviews with three former FARC members who have successfully taken out microloans. The study identifies the Colombian state as the key player in the process of achieving greater positive peace in Colombia. | |
| dc.format.extent | 106 pp | |
| dc.format.mimetype | application/pdf | |
| dc.identifier.doi | https://doi.org/10.48713/10336_47406 | |
| dc.identifier.uri | https://repository.urosario.edu.co/handle/10336/47406 | |
| dc.language.iso | eng | |
| dc.publisher | Universidad del Rosario | |
| dc.publisher.department | Escuela de Ciencias Humanas | |
| dc.publisher.program | Maestría en Conflicto, Memoria y Paz | |
| dc.rights | Attribution-NonCommercial-ShareAlike 4.0 International | * |
| dc.rights.accesRights | info:eu-repo/semantics/openAccess | |
| dc.rights.acceso | Abierto (Texto Completo) | |
| dc.rights.licencia | EL AUTOR, manifiesta que la obra objeto de la presente autorización es original y la realizó sin violar o usurpar derechos de autor de terceros, por lo tanto la obra es de exclusiva autoría y tiene la titularidad sobre la misma. PARGRAFO: En caso de presentarse cualquier reclamación o acción por parte de un tercero en cuanto a los derechos de autor sobre la obra en cuestión, EL AUTOR, asumirá toda la responsabilidad, y saldrá en defensa de los derechos aquí autorizados; para todos los efectos la universidad actúa como un tercero de buena fe. EL AUTOR, autoriza a LA UNIVERSIDAD DEL ROSARIO, para que en los términos establecidos en la Ley 23 de 1982, Ley 44 de 1993, Decisión andina 351 de 1993, Decreto 460 de 1995 y demás normas generales sobre la materia, utilice y use la obra objeto de la presente autorización. -------------------------------------- POLITICA DE TRATAMIENTO DE DATOS PERSONALES. Declaro que autorizo previa y de forma informada el tratamiento de mis datos personales por parte de LA UNIVERSIDAD DEL ROSARIO para fines académicos y en aplicación de convenios con terceros o servicios conexos con actividades propias de la academia, con estricto cumplimiento de los principios de ley. Para el correcto ejercicio de mi derecho de habeas data cuento con la cuenta de correo habeasdata@urosario.edu.co, donde previa identificación podré solicitar la consulta, corrección y supresión de mis datos. | spa |
| dc.rights.uri | http://creativecommons.org/licenses/by-nc-sa/4.0/ | * |
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| dc.source.instname | instname:Universidad del Rosario | |
| dc.source.reponame | reponame:Repositorio Institucional EdocUR | |
| dc.subject | Microcréditos | |
| dc.subject | Johan Galtung | |
| dc.subject | Reintegración de las FARC | |
| dc.subject | Paz Positiva | |
| dc.subject | Violencia Estructural | |
| dc.subject | Inclusión Financiera | |
| dc.subject | Colombia | |
| dc.subject | Acuerdo de Paz 2016 | |
| dc.subject.keyword | Microloans | |
| dc.subject.keyword | Johan Galtung | |
| dc.subject.keyword | Reintegration of the FARC | |
| dc.subject.keyword | Positive Peace | |
| dc.subject.keyword | Financial Inclusion | |
| dc.subject.keyword | Structural Violence | |
| dc.subject.keyword | Colombia | |
| dc.subject.keyword | Peace Agreement 2016 | |
| dc.title | How can microcredits be used as a reintegration measure for former FARC members in Colombia to promote positive peace? | |
| dc.title.TranslatedTitle | ¿Cómo se puede utilizarse los microcréditos como medida de reintegración para los antiguos miembros de las FARC en Colombia con el fin de promover una paz positiva? | |
| dc.type | masterThesis | |
| dc.type.hasVersion | info:eu-repo/semantics/acceptedVersion | |
| dc.type.spa | Tesis de maestría | |
| local.department.report | Escuela de Ciencias Humanas | |
| local.regiones | Bogotá |
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